Private Health Insurance


Our consultation is based on long-term considerations.
Please do not expect any pre-packaged solutions; instead, learn in detail how to making the right choice of your private health insurance that offers stable premiums.

You want reliable advice and background informations?
We advise you independently with our professional experience of more than 25 years.

Would you like to know more?
We not only calculate price-performance-ratio but also consider development, strengths and weaknesses of insurance companies and their tariff systems.



Many "privately insured" eventually regret not having had clarified the following important points upon signing their contract.

Do it the right way:

  1. Take a look behind the scenes and find the insurance company with the most excellent figures and sound tariff policies. We also provide insight in individual risk evaluation with focus on stable premiums, which are of importance for the community of the insured.
  2. We inform you on the insurance companies where you can expect plain increase of the premiums and why many companies do not reveal all facts and information. Protect yourself with this knowledge and avoid co-financing their "the skeletons in the closet".
  3. Do not make rash decisions based on a price-performance ratio. Keep in mind that "bargain offers" not always mean good terms. Highly reduced benefits often negate initial low costs in the long-run.
  4. In case you have preexisting medical conditions, let us evaluate them professionally before an insurance company puts your rejection on record. We help you to achieve an affordable premium loading for sub-standard risks, which will be droppped in the case of convalescence § 41 VVG.
  5. Learn from us with what tricks you are able to return to the GKV (statutory health insurance).


What you can expect from our agency is:


The Agentur Dallmann KG, established in 1990, guarantees respectable, independent and nonbinding consultation of insurance companies and their policies.

In 1999 the Agentur Dallmann KG was the only company awarded with "excellence" by "Stiftung Warentest- Financial Test" , Germanies leading consumer safety group. The comparison of four nationwide working health insurance mediators focussed on consulting quality.





So test therefore, who join forever
Delusion is short, remorse is long.

"Song of the Bell" Friedrich von Schiller (1759-1805)


For immediate solutions call 0800 - 66 000 99 or fill out the contact form. We will respond to you within 24 hours.


Read also the experiences and opinions, which received customers by our consultation. (german)



General information (german)


Presse zum Thema PKV, Private Altersvorsorge, Gesundheitsreform


Pressemitteilungen der Bundesregierung zum Thema Private Krankenversicherung und Altersvorsorge



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